--- title: "White Paper: Artificial Intelligence in Banking" description: Discover how financial institutions can harness artificial intelligence in fintech while strengthening governance, compliance, and risk oversight. --- [Skip to content](https://info.argodata.com/white-paper-artificial-intelligence-in-banking#main-content) [![ARGO black logo 78 ppi](https://info.argodata.com/hs-fs/hubfs/ARGO%20black%20logo%2078%20ppi.png?width=200&height=53&name=ARGO%20black%20logo%2078%20ppi.png)](https://argodata.com/) - Financial Services Show submenu for Financial Services - Solutions Show submenu for Solutions - [Omni-Channel Collaboration](https://argodata.com/financial-solutions/omni-channel-collaboration/) - [Digital Strategy](https://argodata.com/financial-solutions/digital/) - [Customer Engagement](https://argodata.com/financial-solutions/customer-engagement/) - [Improve Customer Acquisition](https://argodata.com/financial-solutions/customer-acquisition/) - [Frictionless Omni Fulfillment](https://argodata.com/financial-solutions/fulfillment/) - 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Artificial intelligence is transforming banking and fintech, driving improvements in fraud detection, credit decisioning, customer service, and operational efficiency. As adoption of artificial intelligence in fintech accelerates, governance and oversight often struggle to keep pace. Financial institutions face growing regulatory expectations around transparency, fairness, model risk management, and accountability—even as AI-specific regulations continue to evolve. This white paper explores how banks can align innovation with effective risk management, providing practical guidance on AI governance, regulatory considerations, and implementation best practices. Learn how leading institutions are achieving measurable results while maintaining the controls necessary for long-term success. Download our white paper today to learn how to maximize AI’s value while strengthening governance, compliance, and risk oversight. 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