ARGO’s investment and 15+ years of experience in deploying AI components drive significant advantages to ACH fraud detection

Attempted payment fraud is on the rise. According to the most recent ABA Deposit Account Fraud Survey Report, the estimated annual fraud loss for deposit accounts is $2.8 billion. Additionally, 79% of organizations indicate they have been targets of either actual or attempted fraud activity in the last year. According to the 2025 AFP Payments Fraud and Control Survey Report, 65% of organizations fell victim to payment fraud attempts or actual incidents in 2024. While checks remain highly targeted, ACH debit fraud continues to plague corporate accounts due to the ease of automating unauthorized routing attempts once data is exposed.

Our Fraud and AML platform provides value by more accurately detecting and preventing fraud through multiple channels through a single platform. More intelligent detection and machine decision-making enable streamlined, accurate reporting and improved strategic decisions by financial institutions concerning the direction they take in their fight against increasingly challenging fraud perpetrators.

Download the full brief for a deeper look at how ARGO is helping reduce fraud loss, optimize labor costs, and improve compliance and results with measurable KPIs.