Latest Changes in the Banking and Regulatory Landscape
The banking and financial services industry continues to experience an unprecedented volume of regulatory change, both in scope and complexity.
ARGO's compliance team continually monitors the regulatory agencies for new regulations as well as changes and updates that impact our solutions and clients.
Our latest compliance bulletin provides an overview of the changes we've seen and a summary of what we are expecting in the next quarter. Key topics of interest include:
- Regulation Z (Truth in Lending Act) – 2026 Inflation-Based Threshold Adjustments;
- Mortgage Lending – Higher-Priced Mortgage Loan (HPML) Appraisal Threshold;
- Regulation C (HMDA) – Updated Asset-Size Exemption Threshold;
- Community Reinvestment Act (CRA) – Updated Asset-Size Thresholds;
- ECOA/Regulation B – Withdrawal of Interpretive Guidance;
- Investment Adviser AML Program Rule Implementation Delay;
- Continued Financial Crime Enforcement Activity;
- Section 1071 Small Business Lending Rule;
- Cyber Incident Reporting Requirements (CIRCIA);
- Regulatory Focus on Payment Fraud;
- Artificial Intelligence and Automated Decision-Making.
Download our compliance bulletin for more information.